@Dave W is absolutely correct.  I do not know what your expectations were/are but as I have been saying – it takes minimum 2 years – the real question is – How much tuition will you pay during those two years?  If you follow the ten steps I laid out, exactly the way I laid them out, then you aren’t paying that much “tuition” at all – but if you are using a fully loaded account while learning, then yes, you can expect to lose a lot of money during those two years.  So that is the first thing.

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